Claim Back up to 30 Years
We can help you claim back up to 30 years worth of mis-sold PPI. We do not need any original paperwork or even the policy number to help you with your claim. No telephone calls or up front fees required, We work strictly on a no win no fee basis.
If you concerned that you have been erroneously sold PPI by First Direct, we will assist you in trying to get compensation. It is not necessary for us to have any of your original documents or your policy number if you wish to make a claim. You have nothing to lose because we work on a “no win no fees” basis. We are dedicated to working harder and longer than our competition, and we have been successful in going back and getting money from three decades ago.
Many financial organizations including banks, credit card companies, and loan companies, have mis-sold payment protection insurance (PPI) such as First Direct. In fact, a majority of consumers are led to believe that they would not qualify for a loan if they didn’t sign up for PPI. Some people bought PPI policies that were not right for them, and others had no idea that they were even paying for PPI in the first place.
Regardless of whether you still have your credit card or not, you can get your PPI premiums (and interest) back if you received a First Direct loan with PPI within the last three decades or you know that you were mis-sold a PPI policy in the last three years.
PPI was originally designed as an insurance policy to protect consumers with mortgages, store and credit cards, and loans if the consumer became unable to work due to sickness, an accident or unemployment.
Common Reasons PPI was mis-sold by First Direct.
People were led to believe that that the credit card or loan would be unavailable to them unless they took out a PPI policy. PPI was hinted at being compulsory or explaining that the PPI was optional and was sold to unemployed and self employed people. The entire period of the loan was not covered by the PPI policy. PPI coverage was included in the transaction of getting the loan without the borrower’s knowledge. People were enrolled in the cover for PPI who would never even be in the position to use it because of current medical conditions that were pre-existant. The cooling-off period, exclusions and limitations were never covered. The cost of the PPI separate from the loan costs was never disclosed.
Am I Covered With PPI Cover?
You loan or credit card agreement may not say PPI because finance companies call this type of insurance by many different names including coverage, protection or insurance, but the premium should show on your monthly credit card or loan statement.
It does not matter what the PPI is called, if you were mis-sold the policy, then you need to file a First Direct claim for compensation. Get the claims process started by completing the form located on this page.
Compensation For PPI Claims That Were Mis-Sold On UK Policies
This site will help you understand how you can reclaim PPI premiums if you were sold a policy in error.
Are you eligible for a claim? If you have take out a store or credit card, a mortgage or a loan over the past thirty years, or you have become mindful of the PPI mis-selling fraud of older policies in the past 3 years, then you might be able to recover premium costs of you PPI policy plus interest. If you, within the last 30 years, have taken up a loan, mortgage, credit or store card, or have come to learn of the PPI mis-selling scandal that involved older PPI policies in the last 3 years, then you possibly are entitled to reclaim Payment Protection Insurance premiums.
Even if your loan has ended or the credit card is no longer valid, you may still have a strong case for a PPI compensation claim. We will not require the original documents.
We offer professional, courteous service that will help you thoroughly navigate the claims process. Don’t hesitate to contact us right away by filling out our ‘PPI claims form’ right on this page.
What could this mean for you?
Mis-sold PPI policies have become a major issue throughout the UK. Estimates state that approximately 20 million individuals may be eligible for compensation claims – you may be one of these people.
We offer our clients a 100% “no win, no fee” service. This means that you will not pay our company anything for our services if your claims are not successful.
You will not be charged a thing and there are no hidden fees or charges!
Our experienced and dedicate agents will be more than happy to assist you after you have made your claim. We are happy to answer any queries you might have and we are poised to send you updates in regard to your case throughout the process of making your claim.W
We believe that our services are different compared to others because we aim at offering the best possible compensation package. You can trust us to do the job for you.