If you concerned that you have been erroneously sold PPI by First Response Finance, we will assist you in trying to get compensation. It is not necessary for us to have any of your original documents or your policy number if you wish to make a claim. We work on a contingency basis, which means that we will not get paid unless your case is successful. In the past, we have filed claims going back 30 years, which is further than many other claims management companies are willing to do.
There are a number of financial organizations, including credit card companies, loan companies and banks, that have erroneously sold Payment Protection Insurance, and First Response Finance is one of them, often hinting that consumers would not be able to get the card or the loan unless they also agreed to PPI. Some consumers found that the PPI policies they purchased were unsuitable, making it impossible for them to file a claim and others were unaware that PPI was included in their loan premiums.
If you have had a credit account or First Response Finance loan in the past 30 years or you realized you were mis-sold a policy within the past three years, you can get back all of the premiums you paid with interest. This is possible even if you are no longer an account holder.
It is important to understand that PPI began as an insurance policy, so that people with credit cards, loans or mortgages had a layer of protection if they could not go into work due to illness, unemployment or an accident.
The common reasons for mis-selling First Response Finance PPI
People were led to believe that that the credit card or loan would be unavailable to them unless they took out a PPI policy. PPI was hinted at being compulsory or explaining that the PPI was optional and was sold to unemployed and self employed people. The entire period of the loan was not covered by the PPI policy. PPI coverage was included in the transaction of getting the loan without the borrower’s knowledge. People were enrolled in the cover for PPI who would never even be in the position to use it because of current medical conditions that were pre-existant. The cooling-off period, exclusions and limitations were never covered. The cost of the PPI separate from the loan costs was never disclosed.
Do I Have PPI Coverage?
Finance companies have several terms they use when referring to PPI. They tend to use words like “insurance,” “protection,” and “coverage.” Whatever they decide to call it, your monthly statements should be clear about whether or not you are paying for PPI coverage.
Regardless of what it is called, if you have been mis-sold PPI, you can definitely generate a First Response Finance claim or compensation. Begin the process right away by filling on the form included here as soon as possible.
Mis-Sold PPI Policies in the UK Provides Compensation Claims for Consumers
The intent of this website is to explain how you can redeem PPI or Payment Protection Insurance premiums if you have ever been mis-sold a policy.
Are you eligible to claim? There two primary eligibility factors for entitlement to reclaiming PPI premiums. First, you may be eligible if you have taken out a credit card or a store card, loan or mortgage over the past thirty years. You may also be eligible if you are aware of the scandal involving PPI mis-selling involving older PPI policies over the past three years.
It does not matter if you have finished or that you no longer have a store credit card; the good thing is that you can still claim for PPI compensation without the original paperwork.
Our offices are ready and open to offer you a friendly and professional service in order to assist you in the process of establishing your claim. Contact us today to find out if you are owed thousands by completing our ‘PPI Claim Form.’
What could this mean for you?
With an estimate of around 20 million people across the UK, who have the reason to make a claim for compensation; mis-sold PPI policies are widely spread, and you could be one of the people owed.
Our offer is a 100% policy of no win no fee. What this means is that if your claim is unsuccessful, it will cost you absolutely nothing to use our services.
There are absolutely no fees or charges that are hidden.
After you have decided to work with us, one of our claims agents will be more than happy to assist. Our company will be there to answer all your questions, query throughout the claim process. Also, we are willing to provide you with constant updates in regards to your claim if you wish to do so.
We believe that our services are different compared to others because we aim at offering the best possible compensation package. You can trust us to do the job for you.