It is possible for us to help you recover any money that might be owed to you plus interest if you have been mis-sold the PPI program by Lloyds Bank. It is not necessary for us to have any of your original documents or your policy number if you wish to make a claim. We work on a contingency basis, which means that we will not get paid unless your case is successful. We try our best to make claims for compensation going back 30 years. This is far more generous than what others companies offer.
Payment Protection Insurance (PPI) has been mis-sold by loan companies, credit card organisations and lenders for many years, many consumers believed that in order to get approved for the loan or credit, they needed to sign up for the PPI plan. Some consumers found that the PPI policies they purchased were unsuitable, making it impossible for them to file a claim and others were unaware that PPI was included in their loan premiums.
Regardless of whether you still have your credit card or not, you can get your PPI premiums (and interest) back if you received a Lloyds Bank loan with PPI within the last three decades or you know that you were mis-sold a PPI policy in the last three years.
PPI was originally designed as an insurance policy to protect consumers with mortgages, store and credit cards, and loans if the consumer became unable to work due to sickness, an accident or unemployment.
How Did Lloyds Bank Erroneously Sell PPI?
. People who think that they cannot take a loan or credit card without obtaining a PPI policy.
. Thinking that PPI is compulsory and not optional.
. PPI sold to employed and self-employed people.
. The complete term of the loan is not covered by the PPI policy.
. PPI policies have been included with the loan or credit card without the knowledge of the consumer.
. Consumers who have PPi but cannot claim it due to pre-existing medical conditions.
. Failing to explain the important aspects of the policy to the consumer such as limitations, cooling-off period and exclusions.
. Failing to explain the cost of the policy separately to the loan quotation.
Do I Pay For PPI?
It can be hard to know if you are paying for PPI, because financial institutions call this insurance by different names (including just “insurance,” protection or cover), but regardless of the title, you can find it by examining your loan or credit card statements.
Regardless of the term used to describe PPI, if you were mis-sold a policy you are entitled to file a compensation claim against Lloyds Bank. Get the claims process started by completing the form located on this page.
Compensation For PPI Claims That Were Mis-Sold On UK Policies
This site will help you understand how you can reclaim PPI premiums if you were sold a policy in error.
Are you eligible for filing a claim? There two primary eligibility factors for entitlement to reclaiming PPI premiums. First, you may be eligible if you have taken out a credit card or a store card, loan or mortgage over the past thirty years. You may also be eligible if you are aware of the scandal involving PPI mis-selling involving older PPI policies over the past three years.
It does not matter if you have finished or that you no longer have a store credit card; the good thing is that you can still claim for PPI compensation without the original paperwork.
Our offices are ready and open to offer you a friendly and professional service in order to assist you in the process of establishing your claim. Get in touch with us now by filling out the “PPI claims form” featured on this page.
Exactly what does this mean for you?
Mis-sold Payment Protection Insurance policies are quite widespread across the United Kingdom, with recent studies showing that an estimated 20 million people could possibly have a case to claim for compensation; and you could be a part of these statistics.
We offer our clients a 100% “no win, no fee” service. This simply means that if your claim for compensation is not successful, you will have no cost at all in making the attempt. So you have nothing at all to lose by using our services.
There are zero hidden fees and charges.
Our claim agents are there to assist you with anything after making a claim with us. We are always happy to answer any questions you have when you file claims via our PPI Claims Company. We are also happy to send updates related to your case.
We are different from other companies because our PPI claims organization believes in helping our clients receive the best possible package for compensation, and you can trust us to do the complete job for you.