If you have been mis-sold PPI by Ocean Finance in the past, you may be able to claim the money you’re owed plus interest. In fact, we don’t require original paperwork or even the policy number to help you claim back the money. We work on a contingency basis, which means that we will not get paid unless your case is successful. We can help you claim back much more compared to any other claims management service provider out there. Just for your information, in the past, we have claimed back amounts in the region of 30 years.
Many financial organizations including banks, credit card companies, and loan companies, have mis-sold payment protection insurance (PPI) such as Ocean Finance. In fact, a majority of consumers are led to believe that they would not qualify for a loan if they didn’t sign up for PPI. Many other people were also sold inappropriate PPI policies in which they would never be able to lodge a claim, and many others were not even aware that they had purchased a policy.
Regardless of whether you still have your credit card or not, you can get your PPI premiums (and interest) back if you received a Ocean Finance loan with PPI within the last three decades or you know that you were mis-sold a PPI policy in the last three years.
It is important to understand that PPI began as an insurance policy, so that people with credit cards, loans or mortgages had a layer of protection if they could not go into work due to illness, unemployment or an accident.
The common reasons for mis-selling Ocean Finance PPI
The reason, many people take out a PPI policy, is the mistaken belief that coverage is necessary in order to get approval for their loan or credit card. The company may hint that the policy is compulsory and neglect to tell the borrower that this type of insurance is optional. PPI may be sold to unemployed or self-employed people, who are not able to file a claim. The PPI policy may not cover the complete loan term. PPI policies may be added to a loan or credit card without their knowledge. Some customers are sold PPI, although they cannot file a claim due to pre-existing medical conditions. A credit or loan company may fail to inform the consumer of aspects of the policies that are crucial in order to understand the coverage, such as limitations, exclusions and the “cooling off” period. There may have been a failure to explain the cost of the PPI, by including the policy rate in the general loan quotation.
have I Got PPI Cover?
Many financial organizations use different names for their PPI products. Many of these names include “cover,” “insurance,” “protection,” or the like. Whatever name they use, your monthly statement should show if you are paying for PPI cover.
Regardless of what it is called, if you have been mis-sold PPI, you can definitely generate a Ocean Finance claim or compensation. Begin the process right away by filling on the form included here as soon as possible.
Payment Protection Insurance Claims For Compensation On Mis-sold Policies In The United Kingdom
This site will help you understand how you can reclaim PPI premiums if you were sold a policy in error.
Are you eligible to claim? If you have arranged for any type of loan, mortgage, or have obtained a store or credit card in the past thirty years, or you have been made aware of the PPI misappropriations in the past three years, you might be entitled for compensation on your PPI premium costs.
Even if you have settled the terms of the loan or you are no longer in possession of the credit card, it is still possible for you to be eligible to file a claim. We would even be able to process this without you having to provide any documents.
We offer professional, courteous service that will help you thoroughly navigate the claims process. To get started, contact us today by filling the “PPI Claims Form” found on this page.
What does this mean for you?
Across the UK, mis-sold PPI policies are widespread. It is estimated that 20 million people might have good reason to step up and make a compensation claim, and you just might be one of them.
With our No Win No fee policy, it makes our services 100% reliable This simply means that if your claim for compensation is not successful, you will have no cost at all in making the attempt. So you have nothing at all to lose by using our services.
There are no other fees or hidden charges.
After you have decided to work with us, one of our claims agents will be more than happy to assist. For the entire duration of the claims process, our company will answer any claims you have and make sure to update you about your case on a regular basis.
We are different from other companies because our PPI claims organization believes in helping our clients receive the best possible package for compensation, and you can trust us to do the complete job for you.