If you concerned that you have been erroneously sold PPI by Smile, we will assist you in trying to get compensation. You will be able to lodge your claim regardless of whether or not you have any of the original paperwork or the policy number. We work on a contingency basis, which means that we will not get paid unless your case is successful. Our objective is to receive back much more than other claims management entities have been able to in the past in this region over the past 30 years.
Many financial organizations including banks, credit card companies, and loan companies, have mis-sold payment protection insurance (PPI) such as Smile. In fact, a majority of consumers are led to believe that they would not qualify for a loan if they didn’t sign up for PPI. Many other people were also sold inappropriate PPI policies in which they would never be able to lodge a claim, and many others were not even aware that they had purchased a policy.
If you have recently had a loan or a credit arrangement which included PPI over the past 30 years, or you have realised that a PPI policy has been mis-sold to you in the last 3 years, you can claim a refund of your PPI payments, plus interest, even if you do not have the credit card any longer.
PPI was originally created to protect people who had taken out mortgages, credit and store cards and other loans if they were unable to work due to illness, unemployment or an accident.
How Did Smile Erroneously Sell PPI?
. People who think that they cannot take a loan or credit card without obtaining a PPI policy.
. Thinking that PPI is compulsory and not optional.
. PPI sold to employed and self-employed people.
. The complete term of the loan is not covered by the PPI policy.
. PPI policies have been included with the loan or credit card without the knowledge of the consumer.
. Consumers who have PPi but cannot claim it due to pre-existing medical conditions.
. Failing to explain the important aspects of the policy to the consumer such as limitations, cooling-off period and exclusions.
. Failing to explain the cost of the policy separately to the loan quotation.
have I Got PPI Cover?
Many financial organizations use different names for their PPI products. Many of these names include “cover,” “insurance,” “protection,” or the like. Whatever name they use, your monthly statement should show if you are paying for PPI cover.
It does not matter what the PPI is called, if you were mis-sold the policy, then you need to file a Smile claim for compensation. You can start your claim now, by completing the form on this page.
Handle Mis-Sold UK Policies With PPI Compensation Claims
This site will help you understand how you can reclaim PPI premiums if you were sold a policy in error.
Are you eligible for filing a claim? If you, within the last 30 years, have taken up a loan, mortgage, credit or store card, or have come to learn of the PPI mis-selling scandal that involved older PPI policies in the last 3 years, then you possibly are entitled to reclaim Payment Protection Insurance premiums.
Even if your loan has expired or you do not have the credit or store card, you still could have a case to start a PPI claim for compensation and we will not even require to see the original paperwork.
We offer professional, courteous service that will help you thoroughly navigate the claims process. Don’t hesitate to contact us right away by filling out our ‘PPI claims form’ right on this page.
What does this mean for you?
With an estimate of around 20 million people across the UK, who have the reason to make a claim for compensation; mis-sold PPI policies are widely spread, and you could be one of the people owed.
We offer our clients a 100% “no win, no fee” service. This means that you will not have to pay us anything unless you win your claim.
At the same time, there are no hidden fees or charges.
Our claim agents are there to assist you with anything after making a claim with us. Our company will be there to answer all your questions, query throughout the claim process. Also, we are willing to provide you with constant updates in regards to your claim if you wish to do so.
We are different from other companies because our PPI claims organization believes in helping our clients receive the best possible package for compensation, and you can trust us to do the complete job for you.